| Type of Account | Dividend Rate | **APY |
| Prime Share Savings | 0.50 | 0.50 |
| A to Z Kids Club | 0.25 | 0.25 |
| Non-Personal Shares | --- | --- |
| Non-Personal Share Savings | --- | --- |
| Share Draft | --- | --- |
| Share Asset | 0.50 | 0.50 |
| Non-Personal Share Draft | --- | --- |
| Non-Personal Share Asset | --- | --- |
| Christmas Club | 0.25 | 0.25 |
| Share Certificates | ||
| 3 month | 2.50 | 2.50 |
| 6 month | 3.25 | 3.25 |
| 1 year | 3.50 | 3.50 |
| 18 month | 3.50 | 3.50 |
| 24 month | 3.50 | 3.50 |
| 30 month | 3.50 | 3.50 |
| 36 month | 3.50 | 3.50 |
| Individual Retirement Accounts | ||
| 3 month | 2.50 | 2.53 |
| 6 month | 3.25 | 3.30 |
| 1 year | 3.50 | 3.56 |
| 18 month | 3.50 | 3.56 |
| 24 month | 3.50 | 3.56 |
| 30 month | 3.50 | 3.56 |
| 36 month | 3.50 | 3.56 |